The Property Insurance Coverage Law Blog is brought to you by the Merlin Law Group, a firm with offices in Texas, Florida, Colorado, and Florida. Chip Merlin calls himself “The Policyholder’s Advocate,” and on the blog he’s providing news of interest on coverage issues, including insurer insolvency, understanding the difference between “release” and “indemnity,” and the latent defect/inherent vice exclusion, among others.