To end the week, let’s visit Consumer Law in Virginia, a blog from Peyton Biddle, an attorney with the Roanoke firm of Osterhoudt, Prillaman, Natt, Helscher, Yost, Maxwell & Ferguson.  Peyton hopes to shed some light on some of the basic legal issues consumers encounter, in the areas of bankruptcy, debt collection, foreclosure, credit reporting act violations, fraud, identity theft, and other areas.  Recent posts have discussed topics that include debt management plans, the difference between Chapter 7 and Chapter 13 bankruptcy, and self-settled spendthrift trusts, among others.